Plan, budget and organise
Planning, budgeting and organisation are the key to keeping your money under control. Plan ahead and save for special occasions and events. Make sure you budget for your weekly shop, your expenses and your monthly utility bills.
Use this budget sheet created by National Debtline to help you see exactly what your money is being spent on and use it to help you to prioritise effectively.
Maximise your income
Check that you are receiving all the benefits to which you are entitled.
Follow the links to check:
Control spending on unnecessary extras.
Join a credit union
Credit unions are financial co-operatives owned and controlled by their members. They offer savings and great value loans plus they are local, ethical and listen to their members.
Norwich is fortunate to have a thriving community of well-run credit unions. Join one near you for as little as £1 and start saving regularly (where your budget allows). In a few months you’ll have savings against which you will be able to access low-cost affordable loans.
The website www.creditunionsnorwich.org could help you choose the best credit union for you.
For more information, please contact any of the credit unions featured directly and they will be pleased to help you.
Money saving tips
The following links give advice on how to save money by: