When homes fall into disrepair it can lead to problems that affect your household’s health and wellbeing. If you’re a homeowner and your property is in disrepair, we may be able to offer you a home improvement loan, if you have no other means of borrowing money.
Our home improvement loan is interest free, and you can use it to remove risks and make essential repairs to your home. It is a means tested loan, so we will need to assess to everyone living in your household income, savings, earnings and expenditure. To be eligible, you must have no other way of funding the disrepair work.
Our surveyors will visit your home to assess what works needs to be done, and how much it will cost to do the work. The loan amount that we offer will be based on this assessment, and our contractors will carry out all the repairs.
The home improvement loan is not available for extensions, conservatories, or general improvements to be made.
How to apply
To apply for a homeowner home improvement loan, complete our Healthy Homes referral form